Buying

Found 30 blog entries about Buying.

This luxurious 5 bed, 3 full bath house with fully finished basement is a dream home in a high-end community. You can feel the modern luxury of this home starting in the stunning kitchen finished with maple cabinets, stainless steel appliances, and a breakfast bar, and flowing into the dining room where you’ll share family dinners. In the heart of this home is the warming natural gas fireplace...just imagine waking up to the day surrounded by warmth while sipping your morning coffee!  The master bedroom, complete with walk-in closet and en-suite, ensures parents have a private space to relax. The large rec room downstairs is perfect for family movie nights or a games room. With a double attached garage, this home has it all! Large back yard with

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Buying a home can be difficult for any first-time buyer. Knowing when the most appropriate time to purchase a home is as well as having everything organised is just half the battle. So, to help you along this process, your local Fort St. John realtor, Elizabeth Chi, has listed four of the most common home buyer pitfalls and how to avoid them.

 

Pitfall #1: Not Getting Pre-Approved

Most real estate agents will refuse to work with someone who has not been pre-approved. Going through this process tells realtors and seller’s that you are serious about becoming a homeowner and are not wasting their time. It also tells them that your finances have been reviewed by a mortgage professional and that you are financially equipped to own a home. Therefore,

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Purchasing a home for the first time can be overwhelming for any new buyer. This is why it is so important to review your financial history and know your affordability before you begin the home buying process. Fort St. John properties are constantly changing in price and since purchasing a home will most likely be your largest investment you will ever make, it is important to be up to date with the current residential market trends.

So, to help you get started, your local realtor, Elizabeth Chi, has listed the most current market update for the Fort St. John area.

Market Update

2017 Statistics

From January 2017 to June 2017, there were 114 single, detached family units sold, which is approximately 25% less from the number of homes sold in the

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If you are planning on moving out to British Columbia, Fort St. John is an excellent city you should recommend. As your local Fort St. John realtor, I know all this beautiful city has to offer. One fact that makes this city so unique is the history dating back to the 18th century. This city is the oldest European settlement that was originally established as a trading post back in 1794. Fort St. John now inhabits approximately 19,000 people and is the largest city along the Alaska highway, spanning 22.7 kilometres.

The first trading post in the city was named Rocky Mountain House, which gave the town its name. In 1821, this area was renamed to Fort St. John by the Hudson Bay Company, and the name has since stuck.

In July 2018, Moneysense ranked Fort

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When starting the home buying process, you may be wondering what exactly can benefit you once you begin working with a realtor. Well believe it or not, but getting pre-approved for your mortgage can actually impact the search for your home.

As your local Fort St. John realtor with over 10 years of experience, Elizabeth Chi knows all the tips and tricks that can help you find your dream home. The first being the importance of getting pre-approved for your mortgage. Most real estate agents will refuse to work with a buyer if they have not been pre-approved for a mortgage. No realtor wants to spend their time showing potential buyers around and scheduling viewings if they are not serious about becoming a homeowner. Getting pre-approved lets your realtor

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Finding the perfect home can be an overwhelming task. To help you get started on your search, Elizabeth Chi, your local Fort St. John Realtor, has created a list of the top 5 reasons you will know if you have found the right home.

  1. You Can Afford It

Take the time to go through your finances to make sure you are financially prepared to take on homeownership. Review your credit score and your common expenses to see if you can afford the mortgage payments. Once this is done, you will have an idea of what price range you can shop in. If you are searching the market and find a home that is in that price range, then this is a good sign that you have found the right home.

  1. You Have Visited The Home Multiple Times

Another

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As a first-time homebuyer, you may be wondering if there are many benefits to owning a home that has previously been lived in. A resale home has a lot of advantages compared to a new home. As your Fort St. John Realtor, I have made a list of the top 6 benefits of purchasing a resale home.

  1. Repairs and Renovations: A resale home generally means a home that has had previous owners. The older the home, the more potential need for repairs and renovations. This means that the house will be listed at a cheaper price as it may need updating.  You can use the extra cash you will be saving on the purchase price, to renovate the home any way you’d like. This gives you full artistic freedom to alter or decorate any area of the house to your choosing.

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    Fort St John Real Estate Market Update for June 2018:

    • The median closed Sales Price as of May 2018 was $377,500 which is up 7.1% over May 2017 at $352,400

    • The months supply of inventory as of May 2018 was 15.5 months which is down compared to May 2017 at 17.3 months

    • The median sale price for sales closed in May 2018 was 95.5% of the original sale price

    • The average days on market as of May 2018 was 47 days which is down compared to May 2017 at 65 days

    If this video is helpful, like it, share it, and tag friends that are in the real estate market.

    To discuss real estate with me, leave a comment on this post, call/text me at 778-256-2888 or email me at eli@elichi.ca

    (Stats provided by

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    (HOME BUYERS BEWARE)

    There are a lot of things to understand when it comes to buying a house in today’s market.

    Hi, I’m Elizabeth Chi, your expert Realtor and local Fort St John resident and here are Five Mistakes to AVOID When Buying a Home:

    Mistake #1 - Not choosing the right Realtor.  You need to have someone who is committed to helping you find a home.

    Mistake #2 - Not getting pre-qualified for a mortgage.  You need to know how much you can spend BEFORE going shopping for a home.  You don’t want to fall in love with a property only to find out that you can’t afford it.

    (FYI - send me an email to eli@elichi.ca if you want an in-depth list of the cost associated with buying home)

    Mistake #3 - Not understanding the costs of

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    As a Fort St John Realtor, I have helped countless individuals and families purchase the homes of their dreams in locations throughout British Columbia. For most of these buyers, the decisions they made about how they financed the purchase of their home, were the most important financial decisions they would ever make.

    Trust me – I know the process of purchasing a home is not cheap. That is why I have compiled a list of ways you can save when you are buying your own home. When these tips are paired with the knowledge and skills of an experienced realtor, you can avoid the headache of worrying about how much time and money you are spending during the home buying process.

    Once I have helped you find the perfect home and you are ready to secure your

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